C R O S S - B O R D E R

Settlement Banking Platform

for Financial Institutions

Arf is a global settlement banking platform, eliminating the capital-intensive business model of the cross-border payments industry by offering digital asset-based working capital and settlement services with native on-ramp and off-ramp capabilities to licensed financial institutions.
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arf Credit Line

10X Growth Without Prefunding
Arf Credit Line
Case Study: A new way of accessing liquidity for cross-border payments
Arf Credit Line provides unsecured, short-term, and USDC-based working capital to licensed financial institutions, enabling them to make real-time cross-border settlements without requiring any collateral or prefunding.
Download the case study to discover how more than 800 money transfer locations in Europe started to make same-day settlements with their partners through Arf Credit Line!

arfGlobal Treasury

Single Balance For All Real-Time Settlements

Fully Automated Treasury Service That Seamlessly Connects You To Local MSBs As Well As Your Sister Companies


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Eliminate prefunding and counter-party risk in cross-border transactions. Instantly access short-term working capital utilizing fiat on- and off-ramps in a fully compliant manner.
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