We are featured in the 11th edition of the CV VC Crypto Valley Top 50 & Ecosystem Report. Selected from a pool of 1,766 active blockchain entities, Arf has been named one of the Top 25 Private Valuation Leaders in the region.

Bridging the Global Liquidity Gap
As a Swiss-regulated global liquidity and settlement platform, Arf is the main builder of Payment Finance (PayFi). We address a massive structural inefficiency in the $156 trillion cross-border payments industry, where an estimated $4 trillion in working capital remains Frozen in prefunded accounts. By providing stablecoin-denominated, short-duration credit lines to licensed financial institutions, Arf enables high-turnover capital movement that traditional banking structures cannot efficiently support.
The report includes a featured article by Arf Co-Founder & CEO, Ali Erhat Nalbant, titled "The $4 Trillion Gap: A New Asset Class for Institutional Capital". Ali Erhat Nalbant details how Arf creates a structurally coherent use case for RWA tokenization by aligning stablecoins with on-chain settlement infrastructure.
"The cross-border payments industry moves $156 trillion per year... and an estimated $4 trillion in working capital is frozen in prefunded accounts at any given moment. PayFi platforms address this with short-term fixed and on-demand credit lines."
Read the CV VC 2025 Report to explore how Arf is building the transparent, regulated infrastructure required for the next generation of global finance.





