/ Company / About Us

Empowering
cross-border payments

With a commitment to transparency, Arf aims to enhance access to capital for cross-border financial institutions globally
About Arf
Arf is a global liquidity platform for licensed financial institutions in cross-border payments.

Regulated in Switzerland, Arf is headquartered in Zug, and has teams in Istanbul, London, and New York.

Arf is backed by leading DeFi and fintech investors including Circle Ventures, Stellar Development Foundation (SDF), United Overseas Bank (UOB) Venture Management, Fenbushi Capital, Signum Capital, Hard Yaka, NGC Ventures, Blockchain Founders Fund, and 500 Emerging Europe.
Mission
Our mission is to empower cross-border payment companies, enabling them to access liquidity and deliver exceptional services to their customers. Through our fully transparent and compliant solutions, we are democratizing access to liquidity and revolutionizing financial inclusion on an unprecedented scale. By breaking down barriers and bridging gaps, we aim to create a more connected and accessible global financial landscape.

Top-tier Technology

Seamless infrastructure with native on-ramp and off-ramp capabilities to move value across borders

Right Settlement Assets

Arf only uses real-world-asset-based and attested digital assets like stablecoin

Compliance-first

Regulated in Switzerland, Arf only provides services to licensed financial institutions, ensuring compliance
Our Strategic Partners
Our Memberships
AWARDED BY
Recent coverage

Arf's Onchain Liquidity Volume Surpasses $1 Billion

Arf, a global transaction services platform at the intersection of Web3 and traditional finance [...]
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Arf wins "Best Lending Initiative" at PAY360 Awards

Arf, the global liquidity and settlement platform, has been awarded the Gold PAY360 [...]
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Arf partners with Huma to bring cross-border receivables on-chain

Arf, a global liquidity and settlement platform, and Huma Finance [...]
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Arf Solving Liquidity Constraints in Cross-Border Payments with Support from Stellar Development Foundation

Arf, the Swiss-regulated global settlement banking platform, with support from [...]
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Founder Story: Ali Erhat Nalbant from Arf

We built Arf to connect traditional finance and Web3, and show how digital assets like USDC [...]
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Arf raises $13m from investors including Circle Ventures, Hard Yaka, and SDF

The VQF-regulated global settlement banking platform using Web3 technologies has raised [...]
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Arf receives Swiss regulatory approval

Arf, the global settlement banking platform for licensed money service businesses, announces that it [...]
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13 European Web3 startups to watch

Arf is building a stablecoin-based cross-border payment network that can replace the slow and costly [...]
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Arf Announces the World's First Transactional Stablecoin-Based Working Capital Credit Line for MSBs Worldwide

Arf, the first compliant cross-border payment network running on stablecoins, announced the upcoming [...]
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Arf Announces the World's First Transactional Stablecoin-Based Working Capital Credit Line for MSBs Worldwide

Arf, the first compliant cross-border payment network running on stablecoins, announced the upcoming [...]
Read more

Stablecoin cross-border payment network Arf announces credit line

Traditionally, when a money service business (MSB) wants to send money from one country [...]
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Arf Financial GmbH is a Member Of The VQF Self-Regulatory Organization (VQF SRO Member Nr. 101012) for combating money laundering and preventing terrorism financing.
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