C R O S S - B O R D E R

Settlement Banking Platform

for Money Service Businesses

Arf is a global settlement banking platform, eliminating the capital-intensive business model of the cross-border payments industry by offering digital asset-based working capital and settlement services with native on-ramp and off-ramp capabilities to licensed money service businesses and financial institutions.
Strategic Partners
Member Of

arf Credit Line

10X Growth Without Prefunding
Arf Credit Line
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We produce detailed case studies about solutions that we have built with our partners and technical Whitepapers describing our technology.
Instant and fully compliant remittance flows made possible for the first time in the world.
We’ve just launched a fully compliant payment corridor without the need for a correspondent banking network.
Download our case study and find out how we achieved instant, fiat-to-fiat cross-border payments by leveraging stablecoins.

arf Network

Real-Time Payouts & Local FX Rates with a Single Contract

for Licensed MSBs that Accept Stablecoins as Settlement Currency

arfGlobal Treasury

Single Balance For All Real-Time Settlements

Fully Automated Treasury Service That Seamlessly Connects You To Local MSBs As Well As Your Sister Companies


Read Our Latest Insights

Here, you can read about our views about the current state and future of financial markets and technologies.


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visa innovation program
Arf is a Member of
Visa Innovation Program

Become an Arf Network Member

Unlike other payment solutions Arf acts as a strategic partner to your business. Our expert team will be with you every step of the way from signing up to our network to best practice integration of our API.
If you are a neobank, e-wallet or remittance company you can become a partner of Arf Network with a few lines of code to unlock next generation opportunities for your business.
Arf Financial GmbH is a Member Of The VQF Self-Regulatory Organization (VQF SRO Member Nr. 101012) for combating money laundering and preventing terrorism financing.
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