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At Istanbul Blockchain Week, regulators, financial institutions, infrastructure providers, and digital asset leaders gathered to discuss one question that is increasingly shaping the future of finance: How do we build the infrastructure that allows traditional finance and Web3 to work together at scale? One of the most insightful discussions came during the panel Liquidity, Market […]

How stablecoin-based settlement infrastructure is giving rise to Payment Finance—a short-duration, receivables-backed credit category now accessible to global institutional investors Investors are not funding tokens or speculative assets. They are purchasing notes issued by a bankruptcy-remote SPV, backed by short-duration receivables from licensed payment institutions. This is not DeFi yield farming; it carries no correlation […]

Across Davos 2026, discussions around global payments shifted noticeably from experimentation to execution, with payments and financial infrastructure emerging as areas of structural change. A common theme emerged across sessions: real-world payment systems are being re-designed to function in real time, with liquidity, compliance, and execution tightly integrated at scale. Within this shift, PayFi has […]

Global cross-border payments have become increasingly crucial for facilitating global trade and economic development due to the growth of international trade, digital commerce, and remittances sent by migrant workers in billions of dollars each year. The seamless transfer of money or value across borders enables businesses and individuals to engage in transactions, opening up opportunities […]

Remittances have always been a major indicator of a country’s economic strength. With the ability to show the connections between citizens and their compatriots, this metric provides a great look into the health of nations.  When people travel abroad - whether to live or just stay temporarily - they eventually need to send money home. […]

Within just a few years, USDC demonstrated its utility as a revolutionary tool for facilitating borderless payments. Its stability, as a result of being pegged to the value of the US dollar, has proven to be a compelling advantage, enabling it to be used in a variety of real-world use cases such as cross-border transactions […]

A buzzword in the fintech space in recent years, neobanks are challengers of the traditional banking infrastructure, a digital-only option that offers direct banking to customers. Often dubbed the “disruptors” of the fintech world, neobanks eliminate the need for a network of branches as well as a whole workforce of customer representatives who essentially serve […]

Arf's Perspective: US President Joe Biden puts out an executive order on cryptocurrencies that focus on six key areas: consumer protection, financial stability, illicit activity, U.S. competitiveness, financial inclusion and responsible innovation. This is the answer to the question that every stakeholder in web3 market has been asking for several years: Will the US ban […]

The trend for CBDCs primarily began two years ago, when China launched a research effort to digitize its yuan. Today, China’s digital yuan is almost ready for a rollout, and the Chinese government even conducted wide-scale tests for the asset at the just-concluded Winter Olympics. Debating the Possible Effects of CBDCs Right now, no one […]

One of the hottest trends in the finance space right now is the central bank digital currency (CBDC). Over the past few years, more central banks have moved to digitize their currencies as they hope to improve areas like trade and cross-border transactions.

What is embedded finance? Embedded finance is the integration of financial services, such as banking, insurance, or lending, into traditionally non-financial user experiences. It occurs when a non-financial provider integrates financial services into its offerings to enhance customers’ experience and retain them. An online store offering insurance services for goods sold or a ride-sharing app […]

An e-wallet, or a digital wallet, is an online service that enables people and businesses to make digital transactions and verify their credentials. Any type of personal data can be loaded into an e-wallet, including debit and credit cards, driver’s license, social security number, loyalty cards, as well as items such as movie tickets and […]