Arf x Huma to join Circle Payments Network (CPN) as a service provider, will become a  credit solution for eligible network participants Singapore, Sep 30, 2025, – Announced at Circle Forum Singapore today, Arf — a Swiss-regulated pioneer in same-day USDC settlement liquidity, powered by Huma's Payment Finance (PayFi) network — plans to join  Circle Payments Network (CPN) as a service provider to bring embedded credit to the network. CPN connects financial institutions and enterprises to enable real-time settlement of payments using stabelcoins like USDC and EURC. Cross-border payments have long been constrained by prefunding requirements, forcing financial institutions to lock up significant capital reserves. With  Arf and Huma, eligible CPN participants can gain  access to on-demand USDC credit directly through the integration, removing the need for prefunding in certain regions.

Arf and LuLu Financial Holdings have joined forces in a groundbreaking partnership to introduce T-0 settlement for global payments. By integrating Arf’s cutting-edge PayFi Stack, LuLuFin can now achieve real-time settlement, a significant leap forward from traditional correspondent banking processes. This strategic alliance addresses critical liquidity challenges, enabling faster, more secure, and efficient cross-border payments, and empowering both organizations to better serve a global customer base with innovative financial solutions.

Organized on October 2nd in London by The Payment Association, the PAY360 Awards celebrate companies that push technological boundaries in the payments industry. Arf’s Silver Award highlights its pioneering efforts to leverage blockchain technology and digital assets to create real-time, on-chain liquidity solutions, driving efficiency and transparency in cross-border payments.