/ Insights / Arf Blog
October 6, 2022

Arf won the PAY360 Award for its use of blockchain in financial services

ZUG, October 6, 2022—The VQF-regulated global settlement banking platform won the Silver PAY360 Award in the “Best Use of Crypto and/or Blockchain in Financial Services” category.

The PAY360 winners were announced at the award ceremony in London, on October 5th. Arf, the cross-border settlement banking platform, received the Silver Award in the “Best Use of Crypto and/or Blockchain in Financial Services” category.

The PAY360 Awards is the most prestigious event of the year in the UK payments industry. Hosted by The Payments Association, the largest community in payments, it celebrates innovation and collaboration by recognizing companies that have made significant advances in payments.

“We are honored by this award given by the leaders of the UK payments industry,” said Arf CEO Ali Erhat Nalbant. 

“Arf’s technology utilizes blockchain and attested digital assets to provide real-time cross-border settlements with zero prefunding. For licensed money service businesses and financial institutions around the world, we solve the decades-long problems of cross-border payments. We are happy to be recognized as one of the leading players in the industry.”

By bringing the best of Web3 technologies and traditional finance together, Arf is positioned right at the heart of cross-border payments evolution. The firm will keep developing cutting-edge technology to provide global treasury management and working capital credit lines for financial institutions and licensed money service businesses worldwide.

Arf recently received the approval of the Financial Services Standard Association (VQF) through its entity in Zug, Switzerland. The firm also announced the launch of Arf Credit Line in April, which provides MSBs instant access to transactional working capital credit lines, and allows any corridor to be post-funded in real-time.


About Arf
Arf is a global settlement banking platform, providing real-time fiat-to-fiat cross-border settlements, stablecoin-based credit lines, and global treasury management for financial institutions and licensed money service businesses (MSBs).

Related Articles

October 1, 2025

Arf and Huma to Bring Credit Services to Circle Payments Network

Arf x Huma to join Circle Payments Network (CPN) as a service provider, will become a  credit solution for eligible network participants Singapore, Sep 30, 2025, – Announced at Circle Forum Singapore today, Arf — a Swiss-regulated pioneer in same-day USDC settlement liquidity, powered by Huma's Payment Finance (PayFi) network — plans to join  Circle Payments Network (CPN) as a service provider to bring embedded credit to the network. CPN connects financial institutions and enterprises to enable real-time settlement of payments using stabelcoins like USDC and EURC. Cross-border payments have long been constrained by prefunding requirements, forcing financial institutions to lock up significant capital reserves. With  Arf and Huma, eligible CPN participants can gain  access to on-demand USDC credit directly through the integration, removing the need for prefunding in certain regions.

January 8, 2025

Arf and LuLu Financial Holdings Announce Strategic Partnership to Enable T-0 Settlement for Global Payments

Arf and LuLu Financial Holdings have joined forces in a groundbreaking partnership to introduce T-0 settlement for global payments. By integrating Arf’s cutting-edge PayFi Stack, LuLuFin can now achieve real-time settlement, a significant leap forward from traditional correspondent banking processes. This strategic alliance addresses critical liquidity challenges, enabling faster, more secure, and efficient cross-border payments, and empowering both organizations to better serve a global customer base with innovative financial solutions.

October 10, 2024

Arf Earns Third Consecutive PAY360 Award for Pioneering Innovation in Global Payments

Organized on October 2nd in London by The Payment Association, the PAY360 Awards celebrate companies that push technological boundaries in the payments industry. Arf’s Silver Award highlights its pioneering efforts to leverage blockchain technology and digital assets to create real-time, on-chain liquidity solutions, driving efficiency and transparency in cross-border payments.

COMPANY
INSIGHTS
Menu
FOLLOW US
AWARDS
Arf Financial GmbH is a Member Of The VQF Self-Regulatory Organization (VQF SRO Member Nr. 101012) for combating money laundering and preventing terrorism financing.
COPYRIGHT © 2025 ARF.ONE
Dammstrasse 16, 6300 Zug Switzerland