Arf and LuLu Financial Holdings have joined forces in a groundbreaking partnership to introduce T-0 settlement for global payments. By integrating Arf’s cutting-edge PayFi Stack, LuLuFin can now achieve real-time settlement, a significant leap forward from traditional correspondent banking processes. This strategic alliance addresses critical liquidity challenges, enabling faster, more secure, and efficient cross-border payments, and empowering both organizations to better serve a global customer base with innovative financial solutions.