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Wherever you look right now, the world is talking about cryptocurrencies - particularly, central bank digital currencies (CBDCs). There has been a massive push towards digitizing currencies across the world, although there are still some countries that have managed to hold out for now.

One of the hottest trends in the finance space right now is the central bank digital currency (CBDC). Over the past few years, more central banks have moved to digitize their currencies as they hope to improve areas like trade and cross-border transactions.

Central bank digital currency (CBDC) is a form of digital money that is issued, backed, and controlled by a country’s central bank. CBDCs have been developed in two main forms.